Hints to Making a Compensation Claim
As a worker, you stand to enjoy some rights. Unless there are other provisions, your employer is liable for your safety. There are diverse rules and regulations that dictate the rights of the employee in different countries. Every company or institution should have a comprehensive employees’ compensation plan in effect. The employer is supposed to insure their employees. The compensation plans are however different depending on the nature of the industries. As compared to industries producing normal products, those industries that deal with the production of dangerous goods are normally expected to have more comprehensive compensation packages. Imparting knowledge and issuing of protective clothing should be an additional provision. Failure to do this, any resulting accident that befalls their employees is solely their responsibility. As an employee you need to know what you are entitled to, to benefit. Some employers will not let you know that you can benefit from their compensation package in case you get into an accident while on duty. It becomes your responsibility, therefore, to do a follow-up. At times you may even have to sue your employer to have your compensation effected. This should, however, be avoided to shun instances of your losing your job. As a worker, it is crucial that you are able to make your claim effectively and thus avoid consequences thereto. Here in this article are the key things to consider when making a claim for compensation as an employee.
The initial requirement is to know your rights. Gaining awareness of your entitlement is the first thing that will direct your compensation. You need to know how much cover your employer provides. Employers may at times make partial covers. Other times it is your responsibility to meet some of your expenses. Have an idea of what you stand to receive as compensation.
Equally, critical is your knowledge of the legal provisions for a case such as yours. There are laws that give the directives to be followed when making a claim. Based on what the law recommends for compensation of job accidents and your presentation of the claim, you may be compensated or not.
Noting the stipulated time for placing claims is important. There are stipulated periods for claim presentations. In the case this time elapses, you may end up not being compensated. It is crucial that you present your claim within the set duration.
alcohol and drug abuse are not permitted in most industries. Such accidents as one due to drug influence may fail to be considered for compensation.